• City home 81, 3rd floor,
  128-130 Limassol Avenue,
  2015 Strovolos, Nicosia
• Monday-Friday:
  9:00-18:00 (GMT +2)
• Phone
  +357 22007405
• E-mail:
  info@adzfly.com

1. INTRODUCTION
This Client Agreement (hereafter the “Agreement”, and/or “Terms and Conditions” or “T&Cs” ) is
entered into force between:
FXBFI Broker Financial Invest Ltd (hereafter the “Company” and/or “FXBFI Broker” or “ROInvesting”) a limited
liability Company incorporated in the Republic of Cyprus with registration number HE336694.The
Company is authorised and regulated by the Cyprus Securities and Exchange Commission (hereafter
the “CySEC”) under the license number 269/15 and having its registered address at City home 81, 3rd
floor, 128-130 Limassol Avenue, 2015 Strovolos, Nicosia, Cyprus.
and
A natural or legal person who has successfully completed the process of application and registration to
open a Trading Account with the Company (hereafter the “Client” or “you”) and has submitted all
required information and documentation. together referred herein as the “Parties”.
By accepting this Agreement, the Client also accepts and agrees to be bound, inter alia, by the provisions
of the following policies (hereafter the “Policies”), which form an integral part of this Agreement and
which are required to be electronically acknowledged and accepted by the Client during the online
registration procedure:
1. Privacy Policy;
2. Order Execution Policy;
3. Investor Compensation Fund;
4. Risk Disclosure Statement;
5. Conflict of Interest Policy;
6. Client Categorisation Policy;
7. Key Information Document (“KID”);
8. Complaints Handling Process.
FXBFI Broker has the sole and exclusive use of the domain http://www.roinvesting.com. ROInvesting is
a brand and trade mark operated by FXBFI Broker. The Company’s services are offered through its
Electronic Trading Platform. It also noted that the Company also operates the website
https://www.FXBFIBroker.com/ which is only for informative purposes.
By accepting and agreeing to the Terms and Conditions during the online registration process, the Client
agrees to the provision of information through electronic means such Company’s Website or the verified
email of the Client ( the “Durable Mediums”) due to the nature of the relationship established between
the relevant Parties, which is deemed acceptable and appropriate.
The provision of information by means of electronic communication is treated as appropriate and
acceptable since the Client has regular access to the internet. The provision by the Client of an email
address for the purposes of the carrying on of that business is considered as sufficient evidence. The
Company will ensure that the information available within its Website will be always kept up to date.
The Agreement along with the Policies describe the terms, obligations and rights of the Parties
applicable to the Trading Account opened with ROInvesting at the name of the Client in order for the
Client to enter into transactions in Contracts for Difference (“CFDs”) on foreign exchange,
commodities, indices, virtual currencies and equities (the “Underlying Assets”). All transactions are
subject to the terms set in the Agreement and our Policies. As regards the amendments of this Agreement
and the accompanied legal documentation, kindly refer to Clause 46. If you do not fully understand any
provision in this Agreement and/or any document which forms part of this Agreement you must obtain
independent legal advice.
2. PROVISION OF INVESTMENT AND ANCILLARY SERVICES
The Company is authorised to provide Investment and Ancillary Services (hereafter the “Services”) in
accordance with the provisions of the Investment Services and Activities and Regulated Markets Law
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87(I)/2017 (the “Law”) and the Prevention and Suppression of Money Laundering and Terrorist
Financing Laws of 2007-2018 (the “AML Law”).
The Company is authorised by the Cyprus Security and Exchange Commission (“CySEC”) which is
the competent authority of the Republic of Cyprus for the authorisation and supervision of investment
firms. CySEC’s address is 19 Diagorou Street, 1097 Nicosia, Cyprus and relevant details can be found
here.
The Company is authorised to provide the following Services as per its license number CIF269/15,
which is published onto CySEC’s website and available here:
Investment Services:
a. Reception and Transmission of orders in relation to one or more financial instruments; and
b. Execution of orders on behalf of clients.
Ancillary Services:
a. Safekeeping and administration of financial instruments, including custodianship and related
services;
b. Granting credits or loans to one or more financial instruments, where the firm granting the credit
or loan is involved in the transaction; and
c. Foreign exchange services where these are connected to the provision of investment services.
In addition to the above, it is noted that the Company is not acting through a tied agent.
FXBFI Broker is not authorised to provide investment advice, portfolio management, legal or tax
services to the Client.
The Company may discuss with you the terms of this Agreement as well as the information and
clauses of the Policies, however, the Company cannot advise you and no such discussion can be
treated by you as a legal or investment advice.
3. DEFINITIONS AND INTERPRETATION
This Agreement which also includes and incorporates by reference the schedules hereto and any other
schedules for the provision of the Services, which you may request us to provide to you from time to
time (the “Schedules”), sets out the terms on which we are willing to act for you. This Agreement
supersedes any previous agreements (or Terms and Conditions) between you and us on the same subject
matter. This Agreement shall apply to all transactions contemplated under this Agreement, provided
that in the event of a conflict between this Agreement and any other specific agreement between the
Client and FXBFI Broker that may govern any specific transaction, made between you and us, such other
specific agreement shall prevail but only in relation to such specific transactions.
In the Agreement, unless the context requires, otherwise:
a) References to “we” or “us” and/or any other similar wording relate to FXBFI Broker;
b) Words denoting the singular shall include the plural and vice versa;
c) References to “persons” shall include any individual, firm, company, corporation, government,
state or any association, trust, joint venture, or partnership (whether or not having separate legal
personality);
d) References to “writing” shall include the transmission of text electronically via the Durable
Mediums;
e) In the event where general words are specified such as “including”, “for instance” or specific
examples are given, the interpretation of the general words will not be limited to the examples
given in the relevant clause;
f) The Agreement and any present or future amendments or Schedules thereto, are written in the
English language. In case of differences between this document and any translation of it, the
English version always prevail;
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g) Headings are for convenience only and will not affect the terms set in the Agreement.
In addition to the above the terms listed below shall have the following meaning:
“Accepted Currencies” means the currencies accepted by the Company for the purposes of your
Trading Account and include as at the date hereof USD/EUR/GBP, as amended or updated from time
to time.
“Account” (or “Trading Account”) means each trading account you hold with the Company for the
purposes of trading at any Electronic Trading Platform and designated with a particular account number
specific to you as the Company’s Client.
“Applicable Laws and Regulations” means the legislation, directives or other regulations issued by
CySEC, the European Securities and Markets Authority (“ESMA”) and/or other EU Member States
and govern the operations of Cyprus Investment Firms and all applicable laws and rules in force from
time to time, including, among others, the following:
a) the Markets in Financial Instruments Directive (“MiFID II”) 2014/65/EU of the European Union; b)
the Law, as previously defined;
c) the rules, regulations, statements of principle, directives, circulars, guidance and guidance notes
issued by CySEC, the ESMA or of any other relevant competent authority having jurisdiction over
the activities of the Company;
d) all statutory and other requirements relating to anti-money laundering and the prevention of
financial crime applicable to FXBFI Broker;
e) the Sanctions;
f) all anti-bribery laws and regulations applicable to FXBFI Broker, including with respect to Politically
Exposed Persons;
g) the Market Abuse Directive as transposed into Cyprus domestic legislation and Market Abuse
Regulation of the European Union;
h) the Regulation (EU) 2016/679 on the protection of natural persons with regards to the processing
of Personal Data and on the free movement of such data ( “GDPR Regulation”);
i) the Regulation (EU) No. 600/2014 on markets in financial instruments (“MiFIR”);
j) the Regulation (EU) No 648/2012 of the European Parliament and of the Council of 4 July 2012 on
OTC derivatives, central counterparties and trade repositories (referred to as “EMIR”);
k) Regulation (EU) No 2017/565 as regards organizational requirements and operating conditions for
investment firms and defined terms; and
all other applicable laws and regulations of the Republic of Cyprus and any other relevant jurisdiction,
to which we are directly subject or to which we are indirectly subject due to the applicability of such
provisions to any member of our Group or an Associate or their applicability to any Transaction or
trade, and including any relevant intergovernmental agreements.